Chapter 7 Bankruptcy:
Our lawyers help West Virginia residents who are burdened with debt get a fresh financial start using Chapter 7 bankruptcy. Chapter 7 bankruptcy is a type of bankruptcy that allows people who don’t have the means to repay their debts to get a fresh start. Our typical Chapter 7 clients need all of their income for necessary living expenses like rent, groceries, etc., and don’t have any money left over at the end of the month to repay their debts like credit cards, medical bills, etc.
Chapter 13 Bankruptcy:
In Chapter 13 bankruptcy, our attorneys help West Virginia residents reorganize their debts as a way of obtaining a fresh start. In this type of bankruptcy, we can help our clients repay past due mortgage payments and save their homes from foreclosure. We can also help clients who may have the ability repay a portion of their debts get out from under the financial burden of credit cards and other consumer debt.